StoryChatPro Terms of Service
Effective date: [Insert launch date] Last updated: July 18, 2026
The short version (not legally binding — see full terms below)
- You must be at least 13 to use StoryChatPro.
- You own the creative work you produce here. We don't train AI on it.
- If you subscribe, we charge you monthly or annually through Stripe. You can cancel anytime.
- Don't use StoryChatPro to hurt people, break the law, or abuse the service.
- We do our best to keep the service running, but we can't guarantee it will always work perfectly.
- If we ever disagree, we'll try to work it out; if not, disputes are handled in [State, Country].
1. Acceptance of these Terms
By creating an account, subscribing, or using StoryChatPro (the "Service"), you agree to these Terms of Service ("Terms") and to our Privacy Policy. If you don't agree, please don't use the Service.
StoryChatPro is operated by [Legal Entity Name] ("we," "us," "our"), based in [City, State, Country].
2. Who can use StoryChatPro
You must be at least 13 years old to create an account. If you're between 13 and the age of legal majority where you live, you confirm that a parent or legal guardian has reviewed and agreed to these Terms on your behalf.
You may not use the Service if you've been previously banned by us or if using it would violate the laws where you live.
3. Your account
- You are responsible for your account. Keep your password secure. Don't share your login with anyone else. If you suspect unauthorized access, tell us immediately at support@storychatpro.com.
- We strongly recommend enabling two-factor authentication (2FA) in your account settings.
- One person per account. Sharing a single account across multiple people violates these Terms and may result in suspension.
- Accurate information. Please give us a real email address so we can reach you about your account.
4. Subscriptions, payment, and refunds
- Payment processor. All payments are handled by Stripe. StoryChatPro never sees or stores your credit card information.
- Billing cycle. Subscriptions renew automatically at the end of each billing period (monthly or annually) until you cancel.
- Price changes. We'll email you at least 30 days before any price change takes effect. If you don't accept the change, you can cancel before it takes effect.
- Cancellation. You can cancel anytime from your account settings. Cancellation takes effect at the end of your current billing period — you keep access until then.
- Refunds. [Insert your refund policy. Common options: (a) "All sales are final. We do not offer refunds for partial billing periods." OR (b) "We offer a 14-day money-back guarantee on your first subscription. After that, all sales are final."]
- Failed payments. If a payment fails, we'll retry a few times and notify you. If we can't collect after [number] days, your account may be downgraded or suspended until payment is resolved.
5. Your content
You own what you create. Any stories, chats, ideas, characters, notes, or other creative material you produce in StoryChatPro belongs to you.
Limited license to us. To run the Service, you give us permission to store, display, and process your content so we can show it back to you and provide the features you're paying for. This permission ends when you delete the content or your account.
We do not train AI on your content. As stated in our Privacy Policy, your content is never used to train, fine-tune, or improve any AI model — ours or our providers'.
Backups. You are responsible for keeping your own backups of anything you would be sad to lose. We take reasonable steps to protect your data, but we don't guarantee it against every possible failure.
6. AI-generated content — important
StoryChatPro uses artificial intelligence to help you generate ideas, drafts, and creative material. You should know:
- AI can make mistakes. It may produce inaccurate, biased, offensive, or nonsensical results. Always review AI output before using it.
- AI output is not legal, medical, or professional advice. Don't rely on it for decisions that require a qualified expert.
- You are responsible for how you use AI output. If you publish, sell, or share content generated with StoryChatPro, you're responsible for making sure it doesn't infringe on anyone else's rights or violate any laws.
- Copyright of AI output. The legal status of AI-generated content is still evolving. In many jurisdictions, purely AI-generated work may not be protectable by copyright. Consult a lawyer if this matters to your business.
7. Acceptable use — what you may not do
Please don't use StoryChatPro to:
- Break any law or facilitate illegal activity.
- Generate content that sexualizes minors, incites violence, or targets individuals for harassment.
- Create material designed to deceive or defraud people (scams, phishing, fake reviews, fake identities).
- Infringe on someone else's copyright, trademark, or other rights.
- Impersonate another person or misrepresent your identity.
- Attempt to reverse-engineer, scrape, or copy the Service, or use bots to interact with it.
- Circumvent usage limits, security measures, or paywalls.
- Resell access to StoryChatPro without our written permission.
- Overload our systems (e.g., automated requests at high volume).
We may suspend or terminate accounts that violate these rules, with or without warning depending on the severity.
8. Intellectual property (ours)
The name "StoryChatPro," our logo, website design, code, and branded materials are our intellectual property. You may not copy, modify, or use them without our written permission, except as needed to normally use the Service.
9. Third-party services
StoryChatPro relies on the following third-party services to operate. By using StoryChatPro, you also agree to be bound by their terms:
- Stripe — payment processing (stripe.com/legal)
- Supabase — hosting and database
- Anthropic (Claude) — AI generation
- OpenAI — AI generation
If any of these services go down, StoryChatPro may be temporarily unavailable. We're not responsible for issues caused by third-party outages.
10. Service availability and changes
- We work hard to keep StoryChatPro running smoothly, but we don't guarantee uninterrupted access.
- We may add, remove, or change features at any time. If we remove a feature you rely on, we'll give reasonable notice when we can.
- We may perform maintenance that briefly takes the Service offline.
11. Suspension and termination
- You can close your account at any time from your settings, or by emailing support@storychatpro.com.
- We can suspend or terminate your account if you violate these Terms, if we're required to by law, or if we discontinue the Service. In most cases, we'll give you notice and a chance to fix the issue first.
- If your account is terminated, you lose access to your content. We recommend exporting anything important beforehand.
12. Disclaimers
StoryChatPro is provided "as is." To the fullest extent allowed by law, we make no warranties of any kind, express or implied, including warranties of merchantability, fitness for a particular purpose, or non-infringement. We do not guarantee that the Service will meet your needs, be uninterrupted, secure, or error-free.
13. Limitation of liability
To the fullest extent allowed by law, StoryChatPro and its owners, employees, and contractors are not liable for:
- Indirect, incidental, special, consequential, or punitive damages.
- Lost profits, lost data, or lost creative work.
- Any damages exceeding the amount you paid us in the 12 months before the event giving rise to the claim (or USD $100, whichever is greater).
Some jurisdictions don't allow certain limitations on liability, so parts of this section may not apply to you.
14. Indemnification
You agree to defend and hold StoryChatPro harmless from any claims, damages, or expenses (including reasonable legal fees) arising out of your misuse of the Service, your violation of these Terms, or your violation of anyone else's rights.
15. Governing law and disputes
These Terms are governed by the laws of [State], [Country], without regard to conflict-of-laws principles.
Before filing any formal legal action, you agree to first contact us at support@storychatpro.com and give us at least 30 days to try to resolve the issue informally.
If the dispute can't be resolved, it will be handled in the courts located in [County, State, Country], and you consent to their jurisdiction.
16. Changes to these Terms
We may update these Terms from time to time. If we make material changes, we'll email you at least 30 days before they take effect. Continued use of the Service after changes take effect means you accept the updated Terms.
17. Contact
Questions about these Terms?
Email: support@storychatpro.com
Thank you for using StoryChatPro. These Terms exist to protect both of us and to keep the service fair, safe, and useful for the whole community.